The Payment Reference Number (PRN) is a unique code required by members of the Social Security System (SSS) to pay contributions or loans. It enables real-time posting of payments, ensuring accurate records. Knowing how to generate a PRN is crucial for self-employed, voluntary, or Overseas Filipino Workers (OFWs) who need an efficient way to handle payments.
This guide provides detailed steps on generating a PRN using various platforms such as My.SSS, the SSS Mobile App, and other alternatives. By following these instructions, you can save time and avoid payment hassles.
What is an SSS PRN?
The PRN is a system-generated number for SSS members to facilitate their payments. It ensures contributions and loans are posted to your account in real time. Without a PRN, you cannot proceed with payments through any official collection channels. PRNs are available for both contributions and short-term loans and must be generated for each payment period.
Benefits
Generating a PRN for SSS loans and contributions offers convenience and efficiency for members. It simplifies the payment process while ensuring transactions are accurately recorded in real-time.
- Hassle-Free Payments: Members can easily process contributions and loan payments through multiple channels, such as online platforms, the mobile app, or partner payment centers.
- Real-Time Posting: Payments are immediately reflected in the member’s account, avoiding delays in updates and discrepancies.
- Customizable Payment Details: Members can modify contribution amounts or applicable periods to suit their financial preferences.
- Wide Accessibility: PRN can be generated through various means, including the SSS website, mobile app, SMS, or self-service kiosks, ensuring flexibility for users.
- Accurate Record Keeping: The system generates a Statement of Account (SOA) linked to the PRN, providing clear documentation for future reference.
- Avoidance of Penalties: Timely generation of PRN helps members meet deadlines for contributions and loans, preventing late payment penalties.
- Ease of Use for OFWs: OFWs can manage their contributions, including Flexi Fund payments, from anywhere in the world through online platforms.
- 24/7 Availability: Members can generate their PRN anytime, eliminating the need to visit an SSS branch during office hours.
Who Can Generate their PRN
Members of the SSS can generally easily generate a PRN for their contributions and loans. These individuals include self-employed members, voluntary contributors, overseas Filipino workers (OFWs), and non-working spouses with active SSS accounts.
- Self-Employed Individuals – Entrepreneurs or freelancers contributing to SSS.
- Voluntary Members – Those who continue to pay contributions after stopping employment.
- Overseas Filipino Workers (OFWs) – Members working abroad who wish to maintain their SSS benefits.
- Non-Working Spouses – Spouses of SSS members who contribute based on their partner’s income.
- Employed Members – Individuals paying loans or contributions through personal accounts, aside from employer remittances.
Requirements
To seamlessly generate a PRN for your SSS loans and contributions, regardless if you’re doing it online or offline methods, you need to make sure that you have the following:
- My.SSS Member Account – Access through the SSS website or SSS Mobile App.
- WIFI Access or Mobile Data – Stable internet connection is necessary for online PRN generation.
- Personal Information – SS Number, Date of Birth, and registered account credentials.
- Valid ID – Required if using payment collecting partners or self-service terminals.
- Activated UMID or SSS ID Card – Mandatory for generating PRN via Self-Service Terminals.
- Updated Contribution or Loan Details – Applicable months, amount to be paid, and membership type.
How to Generate Your SSS PRN
There are different methods available to create a PRN. To generate one using either of the available methods, simply follow the steps listed below:
Through the My.SSS Portal
Members can log in to the SSS website (https://www.sss.gov.ph) and access the PRN generation feature. To do so, here are the steps to follow:
For Contributions
Step 1. Log in to My.SSS
Access the portal with your username and password. Once logged in, navigate to the homepage.
Step 2. Go to the PRN Section
Click “Payment Reference Number” under the menu. For first-time users, click “Generate PRN” and input the required information:
- Membership type (Voluntary, Self-employed, OFW)
- Applicable payment period (month/year)
- Monthly contribution amount
- For OFWs, include Flexi Fund contributions if applicable.
Step 3. Review and Save
After providing the details, the system will generate a Statement of Account (SOA) with your PRN. You can save or print this document for future use.
Step 4. Use the PRN
Present the PRN to an SSS-accredited payment center or pay online through available channels.
For Loans
Step 1. Log in to My.SSS
After accessing your account, click “Payment Reference Number” and select “Loan” from the submenu.
Step 2. Choose or Edit Loan Details
If no changes are needed, click “PRN” to generate the reference number. If adjustments are required, such as updating the amount, make the necessary changes before clicking “Save.”
Step 3. Save and Print the PRN
Once generated, save the PRN or print it for payment processing.
Using the SSS Mobile App
The app allows members to generate, edit, and save their PRN on the go via a more accessible way to generate a PRN using their smartphones or tablets. Follow these steps:
Step 1. Download and Log In
Install the app from Google Play Store, Apple App Store, or Huawei App Gallery. Log in with your My.SSS account credentials.
Step 2. Tap “Generate PRN/SOA”
Locate the icon for PRN generation and provide the required details:
- Membership type
- Applicable payment period
- Contribution or loan amount
Step 3. Submit and Download
After completing the details, tap “Submit.” The system will generate a PRN, which you can save as a PDF or print.
Step 4. Log Out
Once finished, log out of the app to secure your account.
Via TextSSS Service
For members without internet access, the TextSSS Service is a simple option to request a PRN. Here’s how:
Step 1. Send a message to 2600 in this format:
SSS PRN <10-digit SS Number> <PIN> <Date of Birth>
Step 2. Wait for a response with your PRN. Note that each text costs P2.50.
Step 3. Use the PRN for payment through accredited channels.
Using Self-Service Terminals (SETs)
If you prefer visiting an SSS branch, you can use their Self-Service Electronic Terminals (SETs):
Step 1. Insert your UMID Card or scan your SSS ID barcode.
Step 2. Authenticate your fingerprint using the scanner.
Step 3. Follow the on-screen instructions to generate a PRN:
- Enter membership type and contribution details.
- Confirm or edit payment details if needed.
Step 4. Print the Statement of Account (SOA) with the PRN for payment.
Via Email
Send an email to prnhelpline@sss.gov.ph with your name, SS number, and payment details. You will receive the PRN via email.
Through the SSS Hotline
Call the SSS Hotline at 81455 to request a PRN. Have your member details ready for faster processing.
Through Payment Partners
Visit authorized collecting partners and request PRNs in person. Bring a valid ID for verification.
Tips for Using Your PRN
For your reference, here are some reminders worth taking note of regarding PRN generation:
- Keep It Updated: Always generate a new PRN for every payment period to avoid delays.
- Save a Digital Copy: Keep a screenshot or PDF version of your PRN for reference.
- Verify Payment Posting: Check your SSS online account to confirm that your payments have been posted.
Video: How to Generate PRN via the SSS Website
For a visual walkthrough on how to generate your SSS PRN for your contributions online via the SSS website, you may check out this video from HowToPaanoTo:
Summary
Generating an SSS PRN for contributions and loans is easy and accessible through My.SSS, the mobile app, text, hotline, email, or self-service kiosks. Whether you are a self-employed individual, voluntary member, or an OFW, you can select the most convenient method to generate your PRN. Always keep your account updated to avoid payment issues. By following this guide, you can simplify your SSS transactions and enjoy real-time posting of your payments.