The SBCorp Women’s Enterprise Fund (WEF) is a program created to make it easier for Filipina entrepreneurs to get affordable loans, expand their business, and create more opportunities in their communities. It was launched by the Department of Trade and Industry (DTI) through its financing arm, the Small Business Corporation (SBCorp), to offer loans of up to ₱20 million with low interest rates and flexible terms.
Whether you run a sari-sari store, a salon, or a manufacturing business, if you’re a woman entrepreneur looking for a business loan, this program can offer your business a chance to grow and recover financially through the SBCorp Women’s Enterprise Fund.
What is the SBCorp Women’s Enterprise Fund?
The Women’s Enterprise Fund (WEF) is a special financing program dedicated to women-owned or women-led micro, small, and medium enterprises (WMSMEs) in the Philippines. It provides accessible and affordable loans that can be used for:
- Starting or expanding a business
- Franchising
- Purchase order financing
- Business recovery or rehabilitation
- Increasing working capital
This program was launched by the DTI in partnership with SBCorp. to help Filipina entrepreneurs sustain and grow their businesses in a more inclusive way.
With low interest, long repayment terms, and government support, the Women’s Enterprise Fund helps women:
- Grow or reopen their businesses
- Finance operations and expansion
- Create jobs and help their communities
- Build long-term financial stability
Loan Features
The program offers the following:
- Loan Amount: Through the SBCorp.’ s WEF, qualified applicants can borrow:
- Minimum Loan Amount: ₱30,000
- Maximum Loan Amount: ₱20 million
- Interest Rate: 1% per month, based on a diminishing balance
- Repayment Terms: Up to 5 years, with the possibility of a grace period depending on the loan window
- Collateral: Only required for loans above ₱5 million
Benefits
Here’s a list of benefits that women entrepreneurs can actually gain from the program, beyond just the loan features:
- Easier access to financing
- Affordable business capital
- Government-backed security
- Flexible repayment terms
- Online application convenience
- Business recovery and continuity
- Growth and expansion support
- Recognition of women-led enterprises
- Improved business credibility
- Community and employment impact
- Accessible support system
- Encourages financial discipline
- Confidence boost for women entrepreneurs
Target Beneficiaries
Here’s a list of the priority beneficiaries of the program:
- Women-Owned Enterprises: Businesses that are at least 51% owned by a woman or group of women, whether registered as single proprietorships, partnerships, or corporations.
- Women-Led Enterprises: Businesses managed or controlled by a woman, even if ownership is shared with others (for example, family-run or joint ventures).
- Micro, Small, and Medium Enterprises (MSMEs): Enterprises that fall under the MSME category based on DTI’s asset and employment classification, including:
- Micro enterprises (up to ₱3 million in assets)
- Small enterprises (₱3 million–₱15 million)
- Medium enterprises (₱15 million–₱100 million)
- Registered and Legitimate Businesses: Those with valid business permits such as Barangay Certification, Mayor’s Permit, or BMBE Certificate.
- Women Entrepreneurs Seeking Capital for Growth or Recovery: Those needing funds for expansion, franchising, purchase order financing, or recovery after business disruptions.
- Women in Diverse Sectors: The program covers a wide range of industries, including:
- Retail and trading (sari-sari stores, boutiques, groceries)
- Services (salons, spas, logistics, food delivery)
- Manufacturing and production (food, clothing, crafts, beauty products)
- Agribusiness and farming
- Education, healthcare, and other community-based ventures
Who Can Apply
The Women’s Enterprise Fund is open to:
- Women-owned or women-led micro, small, and medium enterprises (WMSMEs) registered in the Philippines
- Businesses with valid government registration (barangay, mayor’s permit, or BMBE certificate)
- Applicants with an active bank account under their business name
Note: Regardless of business size or type, this program is available for you—as long as your enterprise is owned or managed by a woman.
Application Requirements
Applicants must prepare and submit the following:
- Government-issued valid ID
- Business Permit, which can be any of the following:
- Barangay Certification
- Mayor’s Permit
- BMBE Certificate
- Proof of bank account (under the business name or owner’s name)
- Photos of the business, including:
- Storefront or signage
- Inventory or products
- Assets or equipment used
- Corporate documents, if applicable (for corporations or partnerships)
How to Apply
Applying for the Women’s Enterprise Fund is simple and fully online. Follow these steps:
Step 1. Go to the official SBCorp Borrower Registration System: www.brs.sbcorp.ph
Step 2. Create an account using your email address or mobile number.
Step 3. Fill out the online application form with your business and personal details.
Step 4. Upload all the required documents (ID, business permit, photos, and bank proof).
Step 5. Submit your application and wait for SBCorp’s review.
Step 6. Check your email or account dashboard for updates about your loan status.
Note: Make sure your uploaded photos and documents are clear and complete to avoid delays in processing.
Processing Time and Fast Lane Access
SBCorp has established a special “fast lane” under the Women’s Enterprise Fund to speed up approvals for qualified applicants.
This ensures:
- Faster processing compared to regular loan programs
- Priority evaluation for women-led enterprises
- Access to other loan windows such as:
- Franchising Loan Facility
- Purchase Order Financing
- Business Expansion Financing
Current Status and Feedback
In its first few months alone, SBCorp approved ₱4.22 million in loans under WEF, for 24 women-led businesses from various sectors such as retail, services, food, and logistics, showing how flexible the program is for different types of businesses.
Business owners shared positive feedback about the program’s friendly terms and easy process.
“The loan application was very easy. Compared to banks, the interest is smaller and the terms are friendlier,” said Kathryn Fanlo of Kathryn Fanlo Fashion Collection.
“We are so blessed to be part of this program. It helped us grow and continue our livelihood,” shared Jocelyn Reyes of Joyful Garden Farm Organic Farmer’s Association.
Video: SBCorp.’s Women’s Enterprise Fund (WEF)
The SBCorp Women’s Enterprise Fund is proof that the government is committed to supporting women entrepreneurs. If you’ve been struggling to get funding, this program offers a clear path toward business growth. Build your business, your way — with the SBCorp Women’s Enterprise Fund. Watch this video to learn more:
Contact SBCorp.
For inquiries or other concerns, you may reach out to SBCorp. via the following:
- 17th & 18th Floors, 139 Corporate Center, Valero St., Salcedo Village, Makati City 1227
- (632) 5 328 1100 to 10 / 5 328 1112 to 16 (Local 1776)
- sbcorporation@sbcorp.gov.ph
- www.sbcorp.gov.ph