The OWWA Tulong Puso Program, or Tulong Pangkabuhayan Para sa Pag-unlad ng Samahang OFW, is a livelihood financial grant aimed at helping Overseas Filipino Worker (OFW) groups start or expand businesses. Administered by the Overseas Workers Welfare Administration (OWWA), the program provides funding between ₱50,000 and ₱1,000,000, depending on the size and type of the proposed livelihood project. This initiative supports OFW organizations registered under the Department of Labor and Employment (DOLE), Cooperative Development Authority (CDA), or the Securities and Exchange Commission (SEC).
The program is open to OFW groups where 80% of members are OWWA members or their families. Its components include funding for start-ups, business expansions, or restoration projects. If you’re part of an OFW association seeking financial assistance, this guide explains the process, requirements, and steps to apply for the Tulong Puso Program.
Program Overview
The Tulong Puso Program is a one-time grant designed to empower OFW groups to establish or grow businesses. Launched under the oversight of the OWWA, the program offers financial assistance to registered OFW organizations recognized by the DOLE, CDA, or the SEC. It covers three key components: start-ups, business expansion, and livelihood restoration, with grants ranging from ₱50,000 to ₱1,000,000 based on group size and the proposed business plan.
OWWA, through its National Reintegration Center for OFWs (NRCO) and Regional Welfare Offices (RWOs), evaluates business proposals submitted by OFW groups. Approved projects receive funding to help beneficiaries achieve long-term stability by building their own livelihood ventures, while promoting sustainability and economic development for both the OFWs and their families.
Benefits
The OWWA Tulong Puso Program, a program designed to provide financial assistance to support OFW groups in establishing, expanding, or restoring livelihood projects, also offers the following benefits:
- Financial Grants for Livelihood Projects
- The program offers financial support ranging from ₱50,000 to ₱1,000,000, depending on the number of OFW members and the type of business proposal.
- Grants cover three livelihood components: start-up projects, business expansions, and restoration efforts.
- No Repayment Required
- Unlike loans, the financial assistance provided under the Tulong Puso Program is a one-time grant, meaning beneficiaries are not required to repay the amount.
- Inclusive Support for OFW Groups
- Eligible OFW groups include those registered with the Department of Labor and Employment (DOLE), Cooperative Development Authority (CDA), or Securities and Exchange Commission (SEC).
- At least 80% of the group’s members must be OWWA members or their families, ensuring that the program targets the OFW community.
- Capacity Building Through Training
- Beneficiaries are required to attend pre-orientation webinars and social preparation activities, equipping them with the knowledge to manage and sustain their businesses effectively.
- Customizable Business Proposals
- The program supports a variety of livelihood projects, including agriculture, trading, manufacturing, and services, allowing groups to select businesses aligned with their skills and local market needs.
- Streamlined Application Process
- The step-by-step application process includes online submissions, business plan reviews, site visits, and approval within a reasonable timeframe, ensuring that funds are disbursed promptly.
- Access to Professional Support
- OWWA staff provide hands-on assistance, including evaluating business plans, conducting site inspections, and coordinating with local government units (LGUs) for project implementation.
- Economic Upliftment for OFW Families
- By fostering livelihood opportunities, the program improves the financial security of OFWs and their families, reducing dependency on overseas employment.
- Community Development
- Projects funded through the Tulong Puso Program benefit not only the OFW group but also the local community by creating jobs and promoting economic activity.
- Support for Business Restoration
- For groups affected by calamities or financial setbacks, the program provides grants to restore operations, ensuring that livelihood projects remain sustainable.
Target Beneficiaries
This program is specifically designed to benefit registered OFW organizations, as well as the following groups:
- OFW Groups Registered with DOLE: Organizations officially recognized by the DOLE are eligible to apply. These groups must be compliant with DOLE’s registration requirements to qualify.
- OFW Cooperatives Registered with CDA: Cooperatives listed under the CDA can take advantage of the program. These cooperatives often focus on shared economic ventures for the benefit of their OFW members.
- OFW Associations Registered with SEC: Groups with valid registration from the SEC can submit their applications. SEC recognition ensures these associations have a legal framework for their operations.
- Groups Composed of 80% OWWA Members: At least 80% of the members in an organization must be active or former OWWA members or their immediate family members to qualify for the program.
- Start-Up Business Groups of OFWs: Organizations formed by OFWs looking to establish new businesses are encouraged to apply. The program provides the necessary financial support to transform their business ideas into reality.
- Existing Business Groups of OFWs for Expansion: Groups with ongoing business ventures can use the grant to expand their operations and improve profitability. This component focuses on sustainability and growth.
- OFW Groups Seeking Livelihood Restoration: Organizations affected by calamities, economic downturns, or other crises can apply for restoration assistance. The program supports rebuilding efforts to help businesses recover.
- Organizations with Feasible Business Proposals: Groups with a well-prepared business plan, including proof of equity (at least 20% of the project cost), are considered eligible. The business proposal must demonstrate viability and sustainability.
Eligibility
To qualify for the OWWA Tulong Puso Program, applicants must meet the following criteria:
- Eligible Groups: The group must be registered under DOLE, CDA, or SEC.
- OWWA Membership: At least 80% of the members, or their immediate family members, must be active or former OWWA members.
- Authorized Representatives: The group must designate up to three representatives to handle program-related matters.
- Business Proposals: A feasible business plan is mandatory, demonstrating proof of equity of at least 20% of the project cost.
Note: Applications must be submitted during OWWA office hours, Monday to Friday, 8:00 AM to 5:00 PM.
Documentary Requirements
Below is the complete checklist of documents required for the application:
- Accomplished Application Form – Available at OWWA RWOs or their official website.
- Registration Certificate – Issued by DOLE, CDA, or SEC.
- OFW Group Profile and Members’ List – Indicating that at least 80% of members are OWWA members or their families.
- Audited Financial Statements – Certified by the group’s Treasurer and Auditor (if applicable).
- Certification of Representatives – Signed by the group president to authorize up to three individuals to handle transactions.
- Affidavit of Undertaking – Outlining how the group will manage and grow the business.
- Business Proposal and Feasibility Study – Including proof of 20% equity, such as existing assets or bank statements.
Step-by-Step Guide to Apply for the OWWA Tulong Puso Program
Follow these steps to apply for financial assistance under the Tulong Puso Program:
Step 1: Schedule an Appointment
Visit the OWWA Appointment Scheduler at https://appointment.owwa.gov.ph. Choose your preferred date and time.
Step 2: Submit Online Application
Complete the online application and upload the required documents. The system will process submissions on a first-come, first-served basis.
Step 3: Attend Orientation and Training
Participate in the mandatory Pre-Orientation and Pre-Social Preparation Webinar conducted by OWWA. This session ensures that applicants understand the program requirements and expectations.
Step 4: Submit Additional Documents
If needed, provide clarifications or additional documentation as requested by OWWA staff. This review may take longer, depending on the completeness of your submission.
Step 5: Business Plan Evaluation
OWWA staff will review and evaluate your business plan. This process includes:
- Conducting a site visit.
- Interviewing stakeholders.
- Coordinating with local government units (LGUs).
Site inspections and evaluations may vary depending on location and the number of pending applications.
Step 6: Approval or Disapproval
The Regional Review Committee (RRC) deliberates on applications and issues a Notice of Approval or Disapproval. If your application is denied, you may appeal the decision.
Step 7: Claim Financial Assistance
Approved applicants will receive the financial grant in three tranches. The first tranche is released within 30 days, either through check, cash payout, or money transfer.
Fees and Processing Time
The OWWA Tulong Puso Program application process is free of charge and typically involves several steps, each with varying processing times. Initial online applications take around 10-30 minutes, followed by a 1-2 hour webinar for pre-orientation. Evaluating business proposals, including site visits, may take 3-5 days, while approved grants are released in tranches within 30 days. This program offers financial assistance to OFW groups aiming to establish or expand their livelihood projects, ensuring support for sustainable growth.
Where to Get the Application Form
To obtain the application form for the OWWA Tulong Puso Program, you can visit the OWWA Regional Welfare Office or download it through the official OWWA website at https://www.owwa.gov.ph. The form is required as part of the program’s documentation process and should be submitted along with other supporting requirements, such as your group’s registration certificate and business proposal. For further assistance, you can also contact the Reintegration Unit or the focal person at your nearest OWWA office during office hours, Monday to Friday, 8:00 AM to 5:00 PM.
Video: Tulong Puso Program, a Free Livelihood Program for OFWs
To learn more about the OWWA Tulong Puso Program and how it can help you get your livelihood and financials straightened, watch this video from RICROD-PH:
Summary
The OWWA Tulong Puso Program is a valuable opportunity for OFW groups seeking to establish or grow businesses. With grants reaching up to ₱1,000,000, this initiative provides financial stability and promotes economic growth and sustainable finances among OFWs and their families. For more details, visit your nearest OWWA RWO or check their official website.