The Government Employees Housing Program (GEHP) is an initiative by the National Housing Authority (NHA) to provide affordable and quality housing for government employees. It is designed for uniformed personnel such as members of the Armed Forces of the Philippines (AFP), Philippine National Police (PNP), Bureau of Jail Management and Penology (BJMP), Bureau of Fire Protection (BFP), and Bureau of Corrections (BuCor), as well as other government employees.
The program includes various housing models such as one-story duplexes, two-story duplexes, low-rise buildings (LRB), medium-rise buildings (MRB), and high-rise condominium units (HRB). The housing designs offer lot sizes of up to 150 square meters with a floor area of 60 square meters for horizontal housing types and 36-42 square meters per unit for condominiums. Each home includes two bedrooms, a toilet and bath, a kitchen, a living area, and a parking space. If you are interested in this program, then read on
Objectives of the NHA GEHP
The NHA Government Employees Housing Program aims to:
- Provide high-quality, affordable housing to government employees.
- Increase housing options for public servants seeking homeownership.
- Develop comfortable living environments in key urban areas.
Features and Benefits
This program offers a range of advantages, providing government employees with accessible homeownership opportunities and enhanced living conditions.
- Affordable Housing Options: Competitive pricing tailored for government employees.
- Variety of Housing Models: Choose from duplexes, low-rise, medium-rise, and high-rise units.
- Strategic Locations: Housing projects situated in key urban areas across Luzon, Visayas, and Mindanao.
- Flexible Financing Plans: Payment schemes available through Pag-IBIG Fund or NHA in-house financing.
- Quality Living Spaces: Enhanced housing designs with modern amenities and sufficient living space.
- Security of Homeownership: Government-backed housing program ensuring long-term stability.
- Community-Oriented Developments: Housing sites designed with shared spaces, green areas, and essential facilities.
Target Beneficiaries
The NHA GEHP is designed to benefit a wide range of government employees, particularly those in uniformed services and public sector roles.
- Armed Forces of the Philippines (AFP) personnel
- Philippine National Police (PNP) officers
- Bureau of Jail Management and Penology (BJMP) personnel
- Bureau of Fire Protection (BFP) officers
- Bureau of Corrections (BuCor) staff
- Other regular government employees
- Overseas Filipino Workers (OFWs) who are government employees
- Retired government employees applying within one year of retirement
Qualifications
To qualify for the NHA GEHP, applicants must meet the following criteria:
- Be a regular government employee or an Overseas Filipino Worker (OFW).
- Not have any outstanding balances if already an NHA housing awardee.
- Be 65 years old or younger at the time of application and not exceed 70 years old at the loan maturity date.
- Retired government employees must apply within one year from the date of retirement and opt for a one-time cash payment.
Required Documents
Prior to application for this program, applicants need to prepare the following:
NHA Requirements
- Completed Application Form
- Overseas Employment Certificate (if applicable)
- Proof of Income (Certificate of Active Service or Payslip)
- Proof of Identity/Civil Status (Government-issued IDs, Marriage Certificate, if applicable)
Pag-IBIG Fund Requirements
- Housing Loan Application Form
- Proof of Income
- Valid ID with Signature
Additional Requirements from the Seller or Borrower
- Transfer Certificate of Title (TCT)
- Tax Declaration
- Contract-to-Sell
- Vicinity Map or Sketch Map
Requirements Before Loan Release
- TCT/CCT (Condominium Certificate of Title)
- Security Documents
- Tax Declaration (Land & Building)
- Real Estate Tax Receipt
- Certificate of Acceptance & Occupancy Permit
- Transfer Tax Receipt
Steps to Apply for NHA GEHP
Follow these steps to apply for the NHA GEHP:
Online
Step 1. Visit the NHA website at (https://nha.gov.ph/).
Step 2. Click the Menu then select Online Services.
Step 3. Click GEHP and you will be redirected to the NHA GEHP website (https://gehp.nha.gov.ph/).
Step 4. Scroll down to the section that reads, ‘Apply Now’ then click the button that says ‘Click here’.
Step 5. You will be redirected to the page that says, ‘How to Apply’ (https://gehp.nha.gov.ph/how-to-apply.php).
Step 6. Scroll down until you find the section labeled ‘Ready to Apply’.
Step 7. Click the button that says ‘Click here’ to be redirected to another page.
Step 8. Select whether you are a government employee or an OFW to access the appropriate online application form.
Step 9. Fill out the required information, including the following:
- Purchase Package
- Type of Housing Project
- Payment Option
- Applicant’s Personal Information
- Employment Status
- Family Composition
- Family Income, and
- Real Property Holdings
Step 10. Tick the checkbox for the CAPTCHA and click ‘Submit’ to agree to the Terms and Conditions and finalize your application.
Walk-in
Step 1. Download and Fill Out the Application Form
Visit the official NHA website (https://gehp.nha.gov.ph/application-form-ge.php) or any NHA office to obtain the Application to Purchase House and Lot Form. Ensure that all sections are accurately completed.
Step 2. Choose a Housing Project
Select from the available housing projects listed on the NHA website. Locations include developments in Luzon, Visayas, and Mindanao with ongoing and upcoming projects.
Step 3. Prepare the Required Documents
Applicants must submit several documents, categorized into NHA and Pag-IBIG Fund requirements.
Step 4. Notarize the Application Form
Before submission, applicants must have their Application Form notarized to validate authenticity.
Step 5. Submit the Documents
Send the completed forms and supporting documents to the NHA Implementing Regional/District Office assigned to the chosen housing project or any NHA office near the applicant’s location.
Step 6. Select a Payment Option
Applicants can choose from two payment options:
- End-User Financing (Pag-IBIG Fund Loan): Requires submission of NHA and Pag-IBIG forms.
- Cash Sale, or
- Staggered Cash Sale or In-House Financing: Includes staggered cash payments through NHA’s installment plan.
Where to Secure the Form and Submit the Application
The Application to Purchase House and Lot Form can be obtained from either of the following:
- The official NHA website (downloadable form available at https://gehp.nha.gov.ph/application-form-ge.php).
- Any NHA office nationwide.
- For online applications, the Online Application Form can be accessed here: https://gehp.nha.gov.ph/application-form-ge.php
Once the form is completed and notarized, applicants must submit their application along with the required documents to:
- The Implementing Regional/District Office handling the chosen housing project.
- Any NHA office near the applicant’s current location.
- The application can be submitted online with a few clicks.
Recent Updates on the NHA GEHP Housing Projects
The NHA GEHP currently has 16 ongoing projects and 9 upcoming developments, totaling 16,545 housing units. Below are some of the available locations:
Luzon:
- Acacia Green Field Homes – Nueva Ecija
- Camp Magsaysay Place – Nueva Ecija
- Casa San Miguel – Tarlac
- Mt. Arayat Residences – Pampanga
- Mt. Samat Ville – Bataan
- Pandi Encamp – Bulacan
Visayas:
- Crown Estates – Leyte
- MassKara Village – Negros Occidental
- Vista Alegre Homes – Negros Occidental
Mindanao:
- Blue Farm Villa – Davao del Sur
- Cabaluay Place – Zamboanga City
- Ciudad de Dahican – Davao Oriental
- Kapyaan Heights – Davao del Sur
For an updated list of housing projects, you can check out the official NHA website.
Video: Qualifications, Requirements, and Application for the NHA GEHP
The NHA Government Employees Housing Program (GEHP) offers government employees and OFWs a chance to own a home in strategic urban locations with modern amenities and affordable payment schemes. Through partnerships with Pag-IBIG Fund, employees can access flexible financing options tailored to their financial capacity. To learn more about how to gain access to quality housing in well-developed communities and get support in their goal of homeownership and better living conditions via the NHA GEHP, government employees and OFWs may check out this video from Rance Santos Official:
For more details, you may also visit the nearest NHA office or check the NHA website for the latest updates on project availability and application procedures.