For members of the Philippine National Police (PNP) and other affiliated agencies, the Public Safety Mutual Benefit Fund, Inc. (PSMBFI) provides much-needed burial assistance to help families cover the funeral expenses and cope financially during their time of grief. This is offered through their Burial Assistance Benefit (BAB), also known as PSMBFI MEM, as part of the cash advance given to the beneficiaries of a PSMBFI member upon death. This financial assistance was designed to help cover immediate funeral expenses.
This guide explains what PSMBFI burial assistance is, who can apply, its purpose and benefits, the requirements, and how dependents can claim it. If you are a PNP dependent, a police officer, or a member of any covered agency, this article will help you through the claims application process.
Features
Depending on the monthly premium, members can receive the following coverage:
- ₱16.00 monthly premium: ₱21,000 burial assistance
- ₱32.00 monthly premium: ₱42,000 burial assistance
This affordable contribution provides significant support to families of police officers, civilian employees, and other uniformed personnel who are members of PSMBFI.
Purpose and Goals of the Burial Assistance
With its main goal to give financial relief to families of deceased members, the affordable contribution associated with this package is already a gift to the PSMBFI members who need it. This program was also meant to help reduce the burden on beneficiaries during mourning.
The program supports the following objectives:
- Provide cash support for burial and funeral expenses
- Extend immediate financial assistance to dependents of police officers and other members
- Uphold PSMBFI’s mission of protecting its members and their families in times of loss
- Strengthen the security and welfare of PNP dependents and other beneficiaries
Why This Program Matters for PNP Dependents and Members
The PSMBFI burial assistance is more than just financial aid. For many families of police officers, firefighters, and other uniformed personnel, it represents security during one of the most difficult times in their lives.
- Affordable protection: A minimal contribution of ₱16 or ₱32 monthly ensures thousands in coverage.
- Peace of mind: Members know their families will receive immediate support when needed most.
- Support for dependents: Children, spouses, and parents of deceased members are given financial relief during mourning.
By joining PSMBFI and keeping contributions updated, members provide their loved ones with a safety net against the financial strain of death and burial expenses.
Who Can Avail?
The beneficiaries are the persons listed by the member to receive the insurance proceeds after their death. Eligible beneficiaries can be any of the following:
- Legal spouse
- Legitimate, illegitimate, or legally adopted children
- Parents or adoptive parents
- Brothers or sisters
- Any individual, group, or entity the member declares (as long as not disqualified by law and not contrary to morals, customs, or public policy)
They must be beneficiaries of PSMBFI members who are either a uniformed and civilian personnel from the following agencies:
- Philippine National Police (PNP)
- National Police Commission (NAPOLCOM)
- Bureau of Fire Protection (BFP)
- DOTr – Office of Transportation Security (OTS)
- Philippine National Police Academy (PNPA)
- Philippine Coast Guard (PCG)
- National Mapping and Resource Information Authority (NAMRIA)
- Metropolitan Manila Development Authority (MMDA)
- Philippine Public Safety College (PPSC)
- Department of Environment and Natural Resources (DENR)
- Bureau of Immigration (BI)
- Land Transportation Office (LTO)
- Bureau of Corrections (BuCor)
- Philippine Drug Enforcement Agency (PDEA)
If the deceased member belonged to any of these agencies and was enrolled with PSMBFI, their designated beneficiaries may apply for burial assistance.
Note: Insurance coverage begins once the member submits a duly signed Membership Application Form (MAF) along with an Authority to Deduct (ATD) approved by the Disbursing Officer of their police unit, so they can die the next day after these and their beneficiaries can still file for burial claims.
Requirements for Burial Assistance (Cash Advance / Initial Payment of Death Claim)
Beneficiaries must prepare one (1) copy each of the following documents:
- Spot Report or Report of Death
- Death Certificate
These documents serve as proof of death and will be required before cash assistance can be released.
How to Apply for PSMBFI Burial Assistance
To claim the benefit, simply follow these steps:
Step 1. Gather the required documents
- Obtain the Spot Report or Report of Death from the member’s unit.
- Secure an official Death Certificate from the local civil registrar.
Step 2. Prepare and verify beneficiary details
- Ensure that the claimant is an officially designated beneficiary of the deceased member.
Step 3. Submit the documents to PSMBFI
- File the application at the PSMBFI main office or the nearest PSMBFI branch/desk assigned to your agency.
Step 4. Wait for processing and release of cash advance
- Once verified, PSMBFI will release the burial assistance (₱21,000 or ₱42,000 depending on the premium).
Where to Apply
You (or the designated beneficiaries) can apply for and process the PSMBFI burial assistance claims directly with PSMBFI. The claims form can be obtained from these places as well:
- PSMBFI Main Office
- Through your assigned PSMBFI desk/representative: Most covered agencies such as the PNP, BFP, BuCor, PDEA, and other affiliated institutions have PSMBFI representatives or desks within their units. Beneficiaries may coordinate with them to process the burial assistance claim.
Fees and Processing Timelines
Here’s a clear guide about fees and processing timelines for the PSMBFI burial assistance:
- Fees:
- There are no additional fees when filing for the PSMBFI burial assistance claim.
- The only contributions required are the monthly premiums (₱16 or ₱32) that members pay during active service
- Processing Timeline:
- Once the required documents (Spot Report/Report of Death and Death Certificate) are submitted, processing is typically immediate to a few working days.
- The cash advance (burial assistance) is released to the verified beneficiary as soon as the documents are validated by PSMBFI.
- To avoid delays, beneficiaries should make sure that all documents are complete and properly certified before filing the claim.
Important Notes
To ensure a hassle-free application, make sure to keep these in mind:
- Only beneficiaries of members with active PSMBFI coverage may claim burial assistance. Make sure the deceased member is up to date with contributions.
- The claimant must be the person officially listed by the member as a beneficiary. If not, claims may be denied or delayed.
- Submit the Spot Report/Report of Death and the Death Certificate. Incomplete requirements will delay the release of assistance.
- Submit claims as soon as possible after the member’s death to avoid processing issues.
- There are no hidden fees in filing a claim. The burial assistance comes from the member’s insurance coverage.
- For faster processing, visit the PSMBFI main office or your agency’s PSMBFI representative.
- Call or email PSMBFI first to confirm requirements and avoid unnecessary trips.
- Always have photocopies of your submissions for record-keeping.
- While assistance is released as quickly as possible, processing may take a few working days for verification.
- Avoid third-party “fixers” and transact only with official PSMBFI offices or representatives.
Video: PSMBFI Memorial Plan and Burial Assistance Benefit
The PSMBFI Burial Assistance Benefit is a dependable safety net for members of the PNP, civilian personnel, and other covered agencies. By contributing as little as ₱16 or ₱32 monthly, members secure a significant benefit for their dependents when they pass away.
For families and beneficiaries, the process of applying is straightforward, but if you need more information, make sure to watch the video below:
Contact Details
For inquiries, questions, or follow-ups, you may reach PSMBFI through the following:
- Address: 318-320 Santolan Road corner 1st and 2nd West Crame Streets, Brgy. West Crame, San Juan City, Metro Manila, Philippines
- Mobile: 0917-866-5872
- Email: info@psmbfi.com.ph