The Bureau of Jail Management and Penology Multipurpose Cooperative (BJMP MPC) is a financial cooperative in the Philippines that offers a wide range of loan products and services to its members. The cooperative aims to support the financial well-being of its members, particularly personnel from the BJMP, through accessible credit services, savings programs, and economic opportunities.
With its official website, BJMP MPC provides members and stakeholders with full access to relevant information, updates, and cooperative services, helping promote transparency and participation. If you are interested in joining, then let this guide serve as your starting point if you’re looking to join a financial cooperative that truly supports its members—like the BJMP MPC.
BJMP MPC Overview
The BJMP MPC was established to provide financial support and services to BJMP personnel and their families through a member-owned and member-managed system. Its main purpose is to improve the socio-economic well-being of its members by offering accessible loan products, savings programs, and cooperative-based benefits.
Guided by its mission to deliver quality financial services, BJMP MPC operates with shared values of empathy, equity, excellence, trustworthiness, and transparency. The cooperative’s objectives include maximizing financial returns, promoting loyalty and participation among members, and enhancing service delivery through continuous training and simplified processes. Becoming a member means gaining access to financial assistance, opportunities for savings and investment, and active participation in a community that values transparency and shared growth.
Benefits
Aside from being a practical option for financial stability and community engagement, here are some of the best reasons to become a BJMP MPC member:
- Access to various loan products such as salary, emergency, educational, calamity, housing, car, additional, and multi-purpose loans
- Fast loan approval and flexible repayment terms
- Low interest rates for select loan types (e.g., calamity loan)
- Opportunity to save and grow your funds through share capital contributions
- Participation in patronage refunds and interest on share capital
- Membership in a stable, transparent, and service-driven cooperative
- Eligibility to attend cooperative seminars and training programs
- Involvement in community and environmentally friendly initiatives
- Support during financial emergencies and life milestones (e.g., schooling, home purchase, calamities)
- Ownership stake in the cooperative with voting rights (for regular members)
BJMP MPC Loan Products and Services
BJMP MPC offers several loan options to meet different financial needs:
- Salary Loan: A loan option for regular and associate members to supplement income.
- Additional Loan: Another borrowing option for qualified members with the same features as the salary loan.
- Emergency Loan: Loan program that covers unexpected or urgent expenses.
- Educational Loan: Financial support for tuition and school-related expenses.
- Calamity Loan: For members affected by natural disasters or calamities.
- Housing Loan: To finance the purchase or construction of a house.
- Car Loan: Designed for members who need a vehicle for practical use.
- Multi-Purpose Loan (MPL): For members who do not qualify for housing loans but want to buy property or build a home—no collateral required.
Who Can Join
The following may join the BJMP MPC as members:
- Personnel and employees of the Bureau of Jail Management and Penology (BJMP)
- Regular employees and uniformed personnel assigned to BJMP offices and facilities
- Associate members (e.g., family members or dependents of BJMP personnel, subject to cooperative approval)
Eligibility Criteria for Membership
To become a BJMP MPC member, applicants must:
- Be connected to the BJMP (either as a regular employee or qualified associate)
- Be willing to participate in the cooperative’s programs and savings activities
- Have the capacity to pay loan obligations through salary deduction
- Complete and submit the required documents:
- Accomplished Application for Membership Form
- Signed Membership and Subscription Agreement
- Valid Cedula (Community Tax Certificate)
- At least one valid government-issued ID
- Pay the following:
- ₱50.00 membership fee (one-time payment)
- ₱200.00 initial share capital (equivalent to two shares)
- Attend and complete the Pre-Membership Cooperative Education Program (PMCEP)
- Agree to contribute regularly to the cooperative’s equity from salary, interest, and patronage refund
Requirements
Here are the things you need to prepare before you apply:
- Accomplished Application for Membership form
- Signed Membership and Subscription Agreement
- Cedula (Community Tax Certificate)
- Valid ID
- ₱50.00 membership fee
- ₱200.00 initial share capital contribution (for 2 shares)
How to Become a Member of BJMP MPC
To apply, simply follow these steps:
Step 1. Attend the Pre-Membership Cooperative Education Program (PMCEP)
This orientation seminar is required from all aspiring members before they even think about joining the cooperative. This is their version of other cooperatives’ PMES (Pre-Membership Education Seminar).
Step 2. Pay the Membership Fee
Settle the one-time membership fee amounting to ₱50.00.
Step 3. Participate in the Savings Program
- Pay ₱200.00 for two shares as your initial capital contribution (each share cost ₱100.00)
- Regularly contribute to equity from your salary or dividends.
- Follow the agreed terms under the membership and subscription agreement.
Where to Get the Forms
Membership application forms for the Bureau of Jail Management and Penology Multipurpose Cooperative (BJMP MPC) are available online under the Downloadable Forms section. You can access the Membership Application Form via this link: https://img1.wsimg.com/blobby/go/fb8da82b-94b5-4bfe-ad76-2e025da58fb6/downloads/scan20231121_13463324.pdf?ver=1753768833030, while the Membership and Subscription Agreement Form is downloadable from this link: https://img1.wsimg.com/blobby/go/fb8da82b-94b5-4bfe-ad76-2e025da58fb6/downloads/0ff105b3-2596-44c2-941a-02a2258113fc/MEMBERSHIP%20AND%20SUBSCRIPTION%20AGREEMENT.docx?ver=1753768833030. Interested applicants are encouraged to download, fill out, and submit these forms as part of their membership application process.
Video: BJMP MPC
Becoming a member of BJMP MPC gives you access to a cooperative that is financially stable, service-oriented, and committed to the well-being of its members. Whether you need help with education expenses, housing, emergencies, or purchasing a vehicle, BJMP MPC has loan products to match your needs. It also provides a platform for savings and community participation. Get to know what a BJMP MPC membership entails by watching this video:
You may also witness the actual BJMP MPC general assembly via this video for a firsthand experience of what it feels like to be a member attending the coopertaive’s general assembly.
Contact Information
For inquiries and other concerns, you may contact them at:
- Address: BJMP MPC, 144 Mindanao Avenue, Project 8, Quezon City, 1106 Metro Manila
- Office Hours: Monday – Friday: 8:00 AM – 5:00 PM
- Phone Numbers:
- Smart: 0998-544-8130
- Globe: 0917-571-0115
- Smart: 0968-884-3739
- Smart (Dorm): 0999-998-2433
- Email: bjmp_mpc@yahoo.com
You may also visit their website at https://bjmpmpc.com/ or directly contact them via facebook (https://www.facebook.com/bjmpmpc.official) for guidance.